The Total Money Makeover
Dave condenses his 17 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you'll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age. With The Total Money Makeover, you'll be able to: Design a sure-fire plan for paying off ALL debt; Recognize the 10 most dangerous money myths; Secure a big, fat nest egg for emergencies and retirement; Positively change your life and your family tree! - Publisher. Respected financial expert Dave Ramsey offers a comprehensive plan for getting out of debt and achieving financial health. Against a playful backdrop of fitness terminology, Dave gives solid, hard-hitting advice needed to make your goals a reality. Filled with both the "hope" and the "how-to," The Total Money Makeover includes: Useful worksheets and forms; Readable and informative charts and graphs; The four factors that keep people from getting in shape financially; Photos and amazing stories from people who have succeeded following The Total Money
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Tennessee radio host Dave Ramsey lays out a seven-step plan he calls the Baby Steps, starting with a thousand-dollar starter emergency fund and a debt snowball that pays off the smallest balance first. He grounds the system in his own 1980s real estate bankruptcy and stories from his radio callers.
The Total Money Makeover is Dave Ramsey's 7 Baby Steps framework for getting out of debt and building wealth. The signature debt snowball method (paying smallest debts first regardless of interest rate) has been widely adopted.
Dave Ramsey's debt-elimination framework is widely respected for behavior-change effectiveness, though some specific advice (especially recommended investment returns) has been challenged by financial planners. The book is most useful for people in significant consumer debt.
The Total Money Makeover was written by Dave Ramsey, published in 2003 by Nelson Books.
The Total Money Makeover is 240 pages in standard print editions, though page counts vary slightly between hardcover, paperback, and large-print formats.
At an average reading pace of about 250 words per minute, The Total Money Makeover takes most readers 4 to 5 hours to finish.
The Total Money Makeover is a standalone novel by Dave Ramsey, not part of a series.
The Total Money Makeover is available in hardcover, paperback, ebook, and audiobook formats from Amazon, Bookshop.org, ThriftBooks, and most major bookstores.
